Key Takeaway
Personal reflections from a New York no-fault insurance attorney on treating employees with decency during crisis, prioritizing health over legal work.
This article is part of our ongoing no-fault coverage, with 271 published articles analyzing no-fault issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
I am transitioning the blog slightly for the next few months into what I think are life observations. There is more to life than motions, appeals, trials and orders to show cause. Yes, I just said that. If you’re dealing with a no-fault insurance defense matter, an experienced attorney can help protect your rights.
There is no “tag” to these and once we are back to 10 posts a month on cases, these posts will disappear through attrition and my life lesson posts will also dissolve. I read something today about employees taking notice of how they are treated during this crisis. This has caused me prepare the following missive for you to read.
My thoughts once I saw the handwriting on the wall was nuanced. The first thing I did was tell everyone to work from home if they wanted. The second thing I did was tell people if you are even the slightest bit sick you MUST work from home. After that, my commitment to the extent possible is to try to conserve resources so we do not add to the unemployment pool. Nobody that works here asked for this and I wish not to add to the recession.
The final thing I did was cancel all my business in the sunshine state. If you have seen the photos of people hanging out at beaches, you know Florida is probably a really good place not to be absent a death wish or pulmonary malfunction. I cannot stress this enough – everyone’s safety, health and well being must come first. Work, whether it be a no-fault motion, a personal injury deposition, an FLSA settlement, a medical malpractice motion or whatever is you are doing can and must wait. Yes, I know a delay on the 440 motion will hinder your client’s ability to leave an upstate home, but I think those homes are safer right now than here.
Free Consultation · No Fee Unless We Win
Does this apply to your situation?
Every case is different. Get a free, confidential case review from an experienced attorney who can tell you exactly where you stand.
A society is often judged on how it treats its most vulnerable members. And I tend to think, right now, we are all vulnerable. A little decency is not too much to expect. Stay safe.
Related Articles
Legal Context
Why This Matters for Your Case
New York's no-fault insurance system, established under Insurance Law Article 51, is one of the most complex insurance frameworks in the country. Every motorist must carry Personal Injury Protection coverage that pays medical expenses and lost wages regardless of fault, up to $50,000 per person.
But insurers routinely deny valid claims using peer reviews, EUO scheduling tactics, fee schedule reductions, and coverage defenses. The Law Office of Jason Tenenbaum has handled over 100,000 no-fault cases since 2002 — from initial claim submissions through arbitration before the American Arbitration Association, trials in Civil Court and Supreme Court, and appeals to the Appellate Term and Appellate Division. Jason Tenenbaum is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.
His 2,353+ published legal articles on no-fault practice are cited by attorneys throughout New York. Whether you are dealing with a medical necessity denial, an EUO no-show defense, a fee schedule dispute, or a coverage question, this article provides the kind of detailed case-law analysis that helps practitioners and claimants understand exactly where the law stands.
About This Topic
New York No-Fault Insurance Law
New York's no-fault insurance system requires every driver to carry Personal Injury Protection (PIP) coverage that pays medical expenses and lost wages regardless of who caused the accident. But insurers routinely deny, delay, and underpay valid claims — using peer reviews, IME no-shows, and fee schedule defenses to avoid paying providers and injured claimants. Attorney Jason Tenenbaum has litigated thousands of no-fault arbitrations and court cases since 2002.
271 published articles in No-Fault
Keep Reading
More No-Fault Analysis
Car Accident Recorded Statement in New York: Should You Give One?
The at-fault driver's adjuster wants a recorded statement within days of a New York car accident — and that call is designed to weaken your case.
Apr 5, 2026
Who Pays Car Accident Medical Bills in New York? A Step-by-Step Guide
New York no-fault PIP, primary health insurance, Medicaid/Medicare, and litigation liens — the full payment ladder for car-accident medical bills.
Apr 5, 2026
Court of Appeals Judges From Prosecutor Backgrounds: What a Criminal-Law Bench Means for Civil Litigants
New York Court of Appeals judges with prosecutor backgrounds deciding insurance and personal injury appeals — why bench composition matters to civil litigants.
Jun 11, 2021
It was NOT mailed
No-fault insurance case highlights burden of proof for proper mailing.
Apr 18, 2016
An exercise in absurdity
New York no-fault insurance case analysis examining peer review evidence requirements and stipulation breaches in medical necessity defenses.
Dec 15, 2010
Policy exhaustion -or was it?
New York court ruling shows insurance companies must properly prove policy exhaustion claims with adequate foundation for payment records under CPLR 4518.
Jul 13, 2022Was this article helpful?
Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
If you need legal help with a no-fault matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.
