Key Takeaway
Giugliano's 2010 chiropractic MUA trial, the evidence it decided, and why later cross-schedule restrictions limit reliance on its billing analysis.
This article is part of our ongoing fee schedule coverage, with 118 published articles analyzing fee schedule issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
Legal Update: DFS’s April 2019 ground-rule changes restrict cross-schedule coding by chiropractors. Giugliano’s 2010 trial result does not determine reimbursement under those later rules.
Last reviewed: September 2026
Giugliano v. Merchants Mutual awarded a chiropractor judgment after a 2010 trial over manipulation-under-anesthesia billing. The court heard competing testimony, including the treating doctor’s rebuttal. That record-specific result is not authority to use the same cross-specialty codes under later fee schedules.
A trial result under the older schedule
The Giugliano opinion discusses CPT 22505 and 21451, the services performed and the doctors’ respective roles. The parties had stipulated to threshold issues, but the court still weighed the trial evidence. Jason’s view that a trial or rebuttal witness was unnecessary should not be mistaken for the court’s account of what it decided.
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The opinion does not cite the agency letter reproduced in the original commentary. That letter has not been independently obtained for this review; its quoted conversion-factor comparison is not presented as a current rate.
DFS identifies ground rules effective April 1, 2019 that prohibit chiropractors from using codes outside their own schedule. Check the service date before relying on the older cross-schedule analysis. This does not establish that every MUA service is unreimbursable, and the post is not medical advice about whether to undergo the procedure.
Jason’s historical commentary
Jason’s original commentary, including his quoted account of the 2009 agency letter, is retained as a historical record. The letter itself remains unverified here. The quoted percentage, litigation predictions and broad billing proposition are not current schedule advice; the court’s trial findings and later rules are explained above:
A Civil Court in a published decision rebuked an ill-fated, ill-conceived and senseless challenge to the proposition that a chiropractor may perform and bill for MUA services.
John Giugliano, DC, P.C. v Merchants Mut. Ins. Co., 2010 NY Slip Op 20308 (Civ. Ct. Kings Co. 2010)
While I might have my own personal misgivings about the MUA procedure and how it is being performed in the no-fault world, a chiropractor may bill for it. I can discuss here how some of the MUA procedures I see being done should be reported to the Department of Education or OPM. Yet, that is not the purpose of this discussion.
The reason why the defense practitioner in this case was way off the mark in defending this matter, is based upon an opinion letter, dated 8/14/09 from the general counsel of the Workers’ Compensation Board, Kenneth J. Munnelly, which says this:
“For example, if an appropriately trained chiropractor performs MUA, then that chiropractor can bill under the pertinent codes. The CPT Codes most commonly billed under are 22505 and 27275. The relative value unit (RVU) is established for such CPT codes by the official medical fee schedule and remains constant whether a medical doctor, osteopathic doctor or chiropractor bills for that service using that code. The reimbursement rate, however, differs based upon the conversion factor assigned to the type of provider. The comparison of conversion factors that an osteopathic doctor would bill versus the factor under which a chiropractor would bill indicates that the chiropractor should be billing and get paid at 68.4% of the allowable conversion factor for the medical and osteopathic doctors performing the same procedure.”
You can find this letter in various arbitration decisions, e.g., AAA # 412010007480. I am still looking for a copy of the actual letter.
We can all agree, I think, that an opinion letter from the agency that is in charge of the fee schedule, which says that a chiropractor may bill for MUA services, ends the debate.
But I also have similar misgivings about why Plaintiff did not make a summary judgment motion, or even bothered calling a rebuttal witness at the trial in this matter. The facts of this case did not present any factual issues; it involved an issue of law that was properly decided adversely to the insurance carrier.
I mean if an insurance carrier -justifably- can waive an opinion letter and create Fogel and Great Wall, then why is this any different? The shoe was on the other foot in this case. It happens.
Connect to the Encyclopedia
- Fee-schedule defense hub: cases, proof and later developments
- New Wave: dating the older acupuncture comparison rate
- Liberty Chiropractic: proof of the units and conversion factor
- Jodi Jacobs: applying the correct service codes
- Down-coding: the rule and evidence for a reduction
For review of a particular no-fault billing dispute, contact our office.
Legal Context
Why This Matters for Your Case
New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.
Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.
About This Topic
Fee Schedule Issues in No-Fault Insurance
The New York no-fault fee schedule establishes the maximum reimbursement rates for medical treatment provided to injured motorists. Disputes over fee schedule calculations, coding, usual and customary charges, and the applicability of workers compensation fee schedules to no-fault claims are common. These articles analyze fee schedule regulations, court decisions on reimbursement disputes, and the practical challenges providers face in obtaining appropriate payment under the no-fault system.
118 published articles in Fee Schedule
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Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
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