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A minus v. Mercury
Medical Necessity

A minus v. Mercury

By Jason Tenenbaum 8 min read

Key Takeaway

New York appellate court inconsistencies in no-fault insurance cases affecting venue selection and case outcomes for Long Island residents.

Understanding Appellate Court Challenges in No-Fault Insurance Cases

No-fault insurance litigation in New York’s courts often presents complex jurisdictional challenges that can significantly impact case outcomes. For residents of Long Island and New York City dealing with insurance disputes, understanding how appellate courts handle these matters is crucial for protecting your rights and maximizing your recovery.

The A minus v. Mercury Case: Appellate Inconsistency

I can’t comment much on this matter, but if you read the record on appeal in this matter and the record on appeal in the matter of CPT v. NYCM, then you will see that the Appellate Term, First Department, is having trouble figuring out how to resolve an issue that the Appellate Term, Second Department resolved 2 years ago in A Khodadadi Radiology, P.C. v NY Cent. Mut. Fire Ins. Co****.****, 16 Misc 3d 131(A)(App. Term 2d Dept. 2007).

Lastly, this case only gives a Plaintiff more of a reason to file his or her cases in the Bronx.

Why Appellate Department Differences Matter for Long Island Residents

The inconsistency between New York’s First and Second Appellate Departments creates significant strategic considerations for personal injury and no-fault insurance cases. For Long Island residents, this often means carefully considering venue selection, as different courts may interpret identical legal issues differently.

The Second Department, which covers Nassau and Suffolk Counties, had already established precedent in the Khodadadi case two years prior to the First Department’s struggle with the same issue. This type of jurisdictional inconsistency can leave injured parties and healthcare providers uncertain about their rights and potential recovery.

Strategic Venue Considerations

When facing insurance carriers who deny legitimate claims, venue selection becomes a critical factor. The Bronx jurisdiction mentioned in this analysis often provides more favorable outcomes for plaintiffs in insurance disputes. This is particularly relevant for Long Island residents who may have options about where to file their cases.

Common Issues in No-Fault Insurance Appeals

Appellate courts frequently encounter several recurring issues in no-fault insurance cases:

  • Medical necessity determinations – Whether treatment was medically necessary and properly documented
  • Proper notice requirements – Ensuring all parties received appropriate notice of claims and proceedings
  • Evidence sufficiency – Whether medical evidence meets the court’s standards for supporting claims
  • Procedural compliance – Following proper procedures for claim submissions and appeals

Impact on Healthcare Providers and Patients

These appellate inconsistencies particularly affect healthcare providers treating accident victims and the patients themselves. When courts in different departments interpret the same law differently, it creates uncertainty about reimbursement and coverage decisions.

For accident victims in Nassau and Suffolk Counties, this means working with experienced legal counsel who understands both the local court preferences and the broader appellate landscape becomes essential for successful claim resolution.

Frequently Asked Questions

Appellate departments operate independently and may interpret statutory language or case precedent differently. Until the Court of Appeals (New York’s highest court) resolves the conflict, these differences can persist and affect case outcomes.

How does venue selection affect my no-fault insurance case?

Different courts and jurisdictions may have varying track records on similar cases. Experienced attorneys consider factors like local court tendencies, applicable precedents, and procedural advantages when selecting venue.

What should I do if my no-fault claim involves appellate issues?

Complex appellate matters require experienced legal representation. Document all communications with insurance carriers, maintain complete medical records, and consult with an attorney familiar with appellate practice in no-fault cases.

How long do appellate proceedings typically take?

Appellate cases can take anywhere from several months to over a year, depending on court schedules, case complexity, and whether further appeals are pursued. Having experienced counsel helps navigate these timelines effectively.

Protecting Your Rights in Complex Insurance Cases

When dealing with appellate-level insurance disputes, having knowledgeable legal representation becomes even more critical. The Law Office of Jason Tenenbaum understands the nuances of New York’s appellate system and how jurisdictional differences can impact your case.

We work with clients throughout Nassau and Suffolk Counties to navigate complex no-fault insurance disputes, ensuring proper documentation, strategic venue selection, and aggressive advocacy for maximum recovery.

If you’re facing an insurance dispute that may involve appellate issues, don’t wait. Contact our office today at 516-750-0595 for a consultation. Our experience with appellate practice in no-fault cases helps ensure your rights are protected at every level of the court system.


Legal Update (February 2026): Since this 2009 post, New York’s no-fault insurance regulations have undergone significant amendments, including updates to medical fee schedules, prior authorization requirements, and appellate procedure rules. The jurisdictional considerations and appellate department precedents discussed may have been superseded by subsequent court decisions or regulatory changes. Practitioners should verify current provisions of Insurance Law Article 51 and applicable fee schedules before relying on the jurisdictional strategies mentioned in this analysis.

Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

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