Key Takeaway
Second Department clarifies that degenerative findings can support summary judgment dismissal when plaintiffs fail to adequately rebut pre-existing condition evidence.
This article is part of our ongoing 5102(d) issues coverage, with 89 published articles analyzing 5102(d) issues issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
The landscape of New York’s no-fault insurance law continues to evolve, particularly regarding how courts handle cases where pre-existing degenerative conditions complicate injury claims. Under Insurance Law § 5102(d), defendants often argue that a plaintiff’s injuries are merely pre-existing degenerative conditions rather than trauma-related injuries from the accident. The success of this defense strategy has varied across New York’s appellate departments, creating important precedential differences that practitioners must navigate.
In personal injury litigation, the burden shifts once defendants present evidence of degenerative findings on diagnostic imaging. Plaintiffs must then provide expert testimony that meaningfully addresses and rebuts these findings. The Second Department’s recent decision in Cavitolo v Broser demonstrates how courts evaluate whether plaintiffs have met this burden, particularly when their own medical records may work against them.
Jason Tenenbaum’s Analysis:
Cavitolo v Broser, 2018 NY Slip Op 05442 (2d Dept. 2018)
“In opposition, the plaintiff failed to raise a triable issue of fact. The affirmation of the plaintiff’s expert failed to address the findings of the defendant’s examining radiologist that the magnetic resonance imaging of the plaintiff’s left shoulder, taken shortly after the accident, revealed only pre-existing degenerative conditions (see Franklin v Gareyua, 136 AD3d 464, 465-466, affd 29 NY3d 925, 926; _Chery v Jones,_62 AD3d 742, 742-743; Ciordia v Luchian, 54 AD3d 708, 708-709).”
Franklin is a First Department case. Chery and Ciordia are Second Department Pre-Pehrl cases from 2008 and 2009. I sense the “affd” is what caused the Second Department to rejoin the other three departments in requiring an affidavit to meaningfully refer or rebut the degeneration defense.
Key Takeaway
The Second Department has aligned with other appellate departments in requiring plaintiffs to provide expert affidavits that specifically address and rebut evidence of pre-existing degenerative conditions. When plaintiffs fail to adequately respond to degeneration defenses, courts will grant summary judgment dismissal, emphasizing the critical importance of thorough expert testimony in personal injury cases.
Legal Update (February 2026): Since this 2018 decision, New York courts have continued to develop precedent regarding degenerative conditions and summary judgment motions under Insurance Law § 5102(d), and appellate departments may have issued additional rulings that clarify or modify the standards for expert testimony in rebutting degenerative findings. Practitioners should verify current Second Department precedent and review any intervening decisions that may have refined the burden-shifting analysis for cases involving pre-existing degenerative conditions.
Legal Context
Why This Matters for Your Case
New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.
Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.
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Frequently Asked Questions
What is the serious injury threshold under Insurance Law §5102(d)?
New York Insurance Law §5102(d) defines 'serious injury' as a personal injury that results in death, dismemberment, significant disfigurement, a fracture, loss of a fetus, permanent loss of use of a body organ, member, function or system, permanent consequential limitation of use of a body organ or member, significant limitation of use of a body function or system, or a medically determined injury that prevents the person from performing substantially all of their daily activities for at least 90 of the first 180 days following the accident.
Why does the serious injury threshold matter?
In New York, you cannot sue for pain and suffering damages in a motor vehicle accident case unless your injuries meet the serious injury threshold. This is a critical hurdle in every car accident lawsuit. Insurance companies aggressively challenge whether plaintiffs meet this threshold, often relying on IME doctors who find no objective limitations. Successfully establishing a serious injury requires detailed medical evidence, including quantified range-of-motion findings and correlation to the accident.
About the Author
Jason Tenenbaum, Esq.
Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.
Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.
Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
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