Key Takeaway
New York's CPLR 3215(c) requires dismissal when plaintiffs fail to seek default judgment within one year, as demonstrated in Acupuncture Works v NYC Transit case.
This article is part of our ongoing defaults coverage, with 90 published articles analyzing defaults issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
Understanding New York’s One-Year Rule for Default Judgments
New York Civil Practice Law and Rules (CPLR) Section 3215(c) establishes a strict timeline that can make or break litigation cases. When a defendant fails to answer or appear, plaintiffs might assume they have unlimited time to pursue a default judgment. However, New York law imposes a harsh penalty for delay: if you don’t move for default judgment within one year of the defendant’s default, your case can be dismissed as abandoned.
The one-year abandonment rule under CPLR 3215(c) serves critical case management objectives in New York’s court system. By requiring plaintiffs to promptly pursue default judgments, the statute prevents cases from accumulating on court dockets indefinitely while defendants remain in legal limbo. This promotes judicial efficiency and ensures that parties who have defaulted can eventually achieve finality rather than facing potential judgment years after the default occurred.
Unlike discretionary time extensions under CPLR 2004 or excusable default provisions under CPLR 5015, the abandonment provision operates with mandatory force. Courts possess minimal discretion to excuse delays absent extraordinary circumstances. The statute’s plain language requires dismissal when the one-year period expires without a default judgment application, creating a bright-line rule that leaves little room for judicial flexibility even in sympathetic cases.
Case Background
Acupuncture Works, PC filed a no-fault insurance action against New York City Transit seeking payment for medical services rendered to an injured transit passenger. After service of the summons and complaint, defendant New York City Transit failed to answer or otherwise appear in the action, creating a default under CPLR 3215.
Despite defendant’s default, plaintiff took no action to enter a default judgment. The one-year anniversary of the default passed without plaintiff moving for judgment. Eventually, plaintiff filed a motion seeking leave to enter default judgment well beyond the one-year statutory deadline.
Defendant opposed the motion, arguing that plaintiff’s failure to timely seek default judgment triggered the mandatory dismissal provision of CPLR 3215(c). Plaintiff attempted to excuse the delay by offering explanations for why the default judgment motion was not timely filed, but provided limited substantiation for those excuses and made no showing of a meritorious cause of action as required by case law interpreting the statute.
Jason Tenenbaum’s Analysis:
Acupuncture Works, PC v New York City Tr., 2014 NY Slip Op 51513(U)(App. Term 1st Dept. 2014)
“Where a plaintiff fails to move for entry of a default judgment within one year of a defendant’s default in answering, dismissal of the underlying action as abandoned is required in the absence of a proper showing by plaintiff of a viable excuse for the delay and a meritorious cause of action (_see_CPLR 3215; Giglio v NTIMP, Inc., 86 AD3d 301, 308 ; Hoppenfeld v Hoppenfeld, 220 AD2d 302, 303 ).”
The failure to answer, appear or move within one year will usually spell the end of a case since dismissal is mandatory.
Legal Significance
The Acupuncture Works decision exemplifies the harsh consequences of CPLR 3215(c)‘s mandatory dismissal provision. Unlike other procedural defaults that courts may excuse based on law office failure or other reasonable explanations, the one-year abandonment rule admits few exceptions. This reflects legislative judgment that cases should not remain pending indefinitely after defendants default.
The decision reinforces the dual requirement for avoiding dismissal once the one-year period has elapsed: plaintiffs must demonstrate both a viable excuse for the delay AND a meritorious cause of action. This conjunctive test creates a high barrier to relief. Even compelling excuses will not save a case lacking merit, and even meritorious claims will be dismissed if the delay cannot be adequately explained.
Significantly, the court’s interpretation leaves little room for equitable considerations. Courts generally will not weigh the prejudice to defendants or the importance of the underlying claim when the statute’s requirements are unmet. The abandonment provision operates mechanically once its conditions are satisfied, distinguishing it from more flexible provisions allowing courts to exercise discretion based on case-specific circumstances.
Practical Implications
For plaintiff’s counsel, the CPLR 3215(c) deadline demands rigorous calendaring and case management protocols. Law firms should implement tickler systems that flag cases approaching the one-year anniversary of defendant’s default. When defendants fail to appear, immediate attention to default judgment procedures becomes essential rather than allowing cases to drift.
Practitioners should not assume that defendant’s default means the case will resolve easily or that delay in seeking judgment will be excused. The opposite is true: default cases require prompt action to avoid the abandonment trap. Even when settlement discussions are ongoing with defendant or insurance carriers, formal default judgment applications should be filed within the one-year window to preserve the action.
Defense attorneys should carefully track the one-year period in cases where their clients have defaulted. When plaintiffs fail to move for default judgment timely, defendants possess a powerful basis to seek dismissal with prejudice. This converts what appeared to be a losing case into complete victory, eliminating liability altogether rather than simply contesting damages.
Key Takeaway
CPLR 3215(c) creates a mandatory dismissal requirement that courts cannot ignore. Unlike situations where reasonable excuses might be accepted, the one-year abandonment rule demands both a viable excuse for delay AND a meritorious cause of action. This dual requirement makes recovery extremely difficult once the deadline passes.
Legal Update (February 2026): Since this post’s publication in 2014, CPLR 3215(c) provisions regarding default judgment timelines and abandonment procedures may have been subject to amendments or interpretative changes through case law developments. Additionally, court administrative practices and filing procedures related to default judgment applications may have evolved. Practitioners should verify current statutory language, recent appellate decisions, and local court rules before relying on the abandonment timeline discussed in this analysis.
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Legal Context
Why This Matters for Your Case
New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.
Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.
About This Topic
Default Judgments in New York Practice
Default judgments arise when a party fails to answer, appear, or respond within required time limits. Vacating a default under CPLR 5015 requires showing a reasonable excuse for the failure and a meritorious defense or cause of action. In no-fault practice, defaults occur frequently in arbitration and court proceedings, and the standards for granting and vacating defaults have generated substantial case law. These articles analyze default practice, restoration motions, and the circumstances under which courts excuse procedural failures.
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Frequently Asked Questions
What is a default in New York civil litigation?
A default occurs when a party fails to respond to a legal action within the required time frame — for example, failing to answer a complaint within 20 or 30 days of service under CPLR 320. When a defendant defaults, the plaintiff can seek a default judgment under CPLR 3215. However, a defaulting party can move to vacate the default under CPLR 5015(a) by showing a reasonable excuse for the delay and a meritorious defense to the action.
What constitutes a 'reasonable excuse' to vacate a default?
Courts evaluate reasonable excuse on a case-by-case basis. Accepted excuses can include law office failure (under certain circumstances), illness, lack of actual notice of the proceeding, or excusable neglect. However, mere neglect or carelessness is generally insufficient. The movant must also demonstrate a meritorious defense — meaning they have a viable defense to the underlying claim that warrants a determination on the merits.
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About the Author
Jason Tenenbaum, Esq.
Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.
Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.
Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
If you need legal help with a defaults matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.