Mailing, again

M&T Bank v Biordi, 2019 NY Slip Op 07775 (2d Dept. 2019)

The irony – and I have commented on this before – is that the great Appellate Term mailing debates have transitioned to Appellate Division mailing debates as RPAPL 1304 has spawned an incredible amount of litigation in the mortgage context.

“Attached to the affidavit were copies of 90-day notices, bearing indicia of mailing by certified mail, but not first-class mail, and bearing no postmark or date of mailing. The plaintiff additionally submitted an affidavit of mailing of an Assistant Treasurer/Manager of Hudson City, who attested to the mailing of 90-day notices by first-class and certified mail, but did not attest to personal knowledge of the mailing and did not set forth any details regarding Hudson City’s mailing practices or procedures. Since the plaintiff failed to provide evidence of the actual mailing, or evidence of a standard office mailing procedure designed to ensure that items are properly addressed and mailed, sworn to by someone with personal knowledge of the procedure, the plaintiff failed to establish its strict compliance with RPAPL 1304 “