Key Takeaway
Court rules that NF-2 form admission of employment status creates sufficient factual question to remit no-fault case to Workers Compensation Board for determination.
This article is part of our ongoing workers compensation coverage, with 22 published articles analyzing workers compensation issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
NF-2 Form Admissions Can Trigger Workers Compensation Review
The intersection between no-fault insurance and workers compensation coverage often creates complex jurisdictional questions. When an injured person files for no-fault benefits after a motor vehicle accident, insurance carriers must carefully examine whether the accident occurred during the course of employment, which could potentially shift coverage responsibility to workers compensation insurance.
The Appellate Term’s decision in Compas Med., P.C. v American Tr. Ins. Co demonstrates how statements made on standard no-fault application forms can have significant legal consequences. Under New York’s workers compensation primacy doctrine, workers compensation benefits take precedence over no-fault coverage when an accident occurs in the scope of employment.
This case highlights the importance of thorough documentation review in no-fault disputes. Insurance carriers routinely examine police reports and other evidence to determine if workers compensation defenses apply, but here the plaintiff’s own sworn statement became the key evidence.
Jason Tenenbaum’s Analysis:
Compas Med., P.C. v American Tr. Ins. Co., 2015 NY Slip Op 51675(U)(App. Term 2d Dept. 2015)
“Indeed, the application for no-fault benefits form, which was signed by plaintiff’s assignor under penalty of perjury, states that the assignor was in the course of his employment when he was injured, an admission that is sufficient to raise a question of fact as to whether the assignor was acting as an employee at the time of the accident.”
Key Takeaway
When completing NF-2 application forms, statements about employment status are made under penalty of perjury and can be used as evidence to establish workers compensation coverage questions. Even brief admissions about being “in the course of employment” during an accident may be sufficient for courts to remit cases to the Workers Compensation Board for proper determination of coverage primacy.
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Legal Context
Why This Matters for Your Case
New York's Workers' Compensation Law provides benefits to employees injured on the job, regardless of fault. The system covers medical treatment, lost wages (typically two-thirds of average weekly wages subject to a statutory maximum), and permanency awards for lasting disabilities. Claims are filed with the Workers' Compensation Board, where administrative law judges hear contested cases.
However, employers and their insurers frequently challenge claims through Independent Medical Examinations, surveillance investigations, and appeals to the Workers' Compensation Board panel. Attorney Jason Tenenbaum has represented injured workers throughout Long Island and New York City for over 24 years, handling everything from initial claim filings through Board hearings, Third Department appeals, and third-party personal injury lawsuits against property owners and contractors. This article provides the expert legal analysis that workers and practitioners need to navigate the complexities of New York workers' compensation law.
About This Topic
Workers Compensation Law in New York
New York's workers compensation system provides benefits for employees injured on the job, covering medical treatment, lost wages, and disability payments regardless of fault. But navigating the Workers Compensation Board process, understanding benefit calculations, and overcoming employer and insurer challenges requires experienced legal guidance. These articles analyze workers compensation case law, the intersection of workers comp with personal injury claims, and the procedural requirements that govern the system.
22 published articles in Workers Compensation
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Frequently Asked Questions
How does workers' compensation work in New York?
New York Workers' Compensation Law requires most employers to carry insurance that covers employees injured on the job, regardless of fault. Benefits include medical treatment, wage replacement (typically two-thirds of average weekly wages, subject to a statutory maximum), and permanency awards for lasting disabilities. Claims are filed with the Workers' Compensation Board, and disputes are heard by administrative law judges. Employers and their insurers frequently contest claims through IMEs and surveillance.
Can I sue my employer for a workplace injury?
Generally, no. Workers' compensation is the exclusive remedy for workplace injuries in New York — you cannot sue your employer for negligence. However, there are exceptions: you can file a third-party lawsuit against someone other than your employer who contributed to your injury (such as a property owner, contractor, or product manufacturer). You may also have a claim if your employer intentionally caused the injury or if the employer lacks workers' compensation coverage.
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About the Author
Jason Tenenbaum, Esq.
Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.
Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.
Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
If you need legal help with a workers compensation matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.