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Use and Operation again and again
Use and Operation

Use and Operation again and again

By Jason Tenenbaum 8 min read

Key Takeaway

NY court finds excavator on public highway meets "use and operation" standard for no-fault coverage, even when temporarily parked and unattended during construction work.

This article is part of our ongoing use and operation coverage, with 14 published articles analyzing use and operation issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.

Lazzari v Qualcon Constr., LLC, 2018 NY Slip Op 04082 (1st Dept. 2018)

I am a use and operation fan.  It is the one issue that any practitioner who is involved in this area of law always has to question.  The gray areas are huge.  This case – probably a fact pattern few who practice on this field will deal with – just another example.

And what makes this even more remarkable is that Plaintiff will want use and operation not to be found for all purposes in this case because he would have “use and operation” for his own vehicle and will collect no-fault benefits regardless of the outcome in this matter.  The usual fact pattern involves a pedestrian who makes contract with a vehicle or an occurrence that is proximately caused by the vehicle.

“Initially, we agree with defendants that the serious injury threshold applies because the action is between “covered persons” (Insurance Law §§ 5104, 5102). Defendants’ excavator does not fall under the “self-propelled caterpillar or crawler-type equipment while being operated on the contract site” exclusion to the term “motor vehicle” (Vehicle and Traffic Law § 311). While it is a “self-propelled caterpillar or crawler-type equipment” (see Masotto v City of New York, 38 Misc 3d 1226 n 5 ), it was being operated on a “public highway,” adjacent to and encroaching into the road on which plaintiff was driving (see Vehicle and Traffic Law §§ 125, 134). In addition, the accident arose out of the “use or operation” of the excavator, as the excavator was the “instrumentality” that produced plaintiff’s injuries (see Cividanes v City of New York, 95 AD3d 1 , affd 20 NY3d 925 ; Walton v Lumbermens Mut. Cas. Co., 88 NY2d 211 ). The fact that it was not being operated and was unattended at the time of the accident does not preclude application of the statute, as it was only temporarily parked during ongoing construction work (see Trentini v Metropolitan Prop. & Cas. Ins. Co., 2 AD3d 957 , lv dismissed 2 NY3d 823 ; cf. Wooster v Soriano, 167 AD2d 233 ).”


Legal Update (February 2026): Since this post’s publication in 2018, there may have been amendments to Vehicle and Traffic Law § 311’s motor vehicle definition or updates to Insurance Law § 5102’s “covered person” provisions that could affect use and operation determinations. Practitioners should verify current statutory language and recent appellate decisions interpreting the exclusions for self-propelled equipment and their application to construction site incidents.

Legal Context

Why This Matters for Your Case

New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.

Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.

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Common Questions

Frequently Asked Questions

What does "use and operation" mean in no-fault insurance?

Under Insurance Law §5102(b), no-fault benefits are available for injuries arising from the "use or operation" of a motor vehicle. This requires a causal connection between the vehicle and the injury. The vehicle must be more than just the situs (location) of the injury — there must be a direct nexus between the vehicle's use and the harm suffered.

What injuries qualify as arising from "use and operation" of a vehicle?

Qualifying injuries include those from driving, riding as a passenger, loading/unloading cargo, or being struck by a vehicle. Courts apply a proximate cause analysis. Injuries that merely happen near a vehicle (like slipping on ice in a parking lot unrelated to any vehicle) typically do not qualify.

Can pedestrians claim no-fault benefits under "use and operation"?

Yes. Pedestrians struck by motor vehicles are covered under no-fault as "eligible injured persons" under Insurance Law §5102(j). They can claim benefits from the vehicle's insurer. The "use and operation" requirement is readily satisfied when a pedestrian is hit by a moving vehicle.

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Attorney Jason Tenenbaum

About the Author

Jason Tenenbaum, Esq.

Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.

24+ years in practice 1,000+ appeals written 100K+ no-fault cases $100M+ recovered

Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.

New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.

If you need legal help with a use and operation matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.

Filed under: Use and Operation
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

Discussion

Comments (1)

Archived from the original blog discussion.

BV
Barely Veiled
THe latest in a troubling series of decisions that leave it open to question whether the First Department understands use or operation within a no-fault context. While the Court is absolutely correct regarding the fact that an excavator outside of a contract site is a motor vehicle, the relevant use or operation here was not of the excavator, but of the vehicle the plaintiff was driving. The standard is not merely “use or operation”, it is “use or operation of a motor vehicle AS SUCH”; motor vehicle qua motor vehicle. Here, the excavator was not being operated, and the fact that it was the instrumentality that caused the injury is being ridiculously conflated with its inherent nature as a motor vehicle. In other words, if the excavator had been anything else – let’s say a condensed pile of metal and debris of similar mass and dimensions – and Plaintiff’s vehicle struck it, the injuries would have been similar. The fact that it was an excavator was entirely incidental. This and the earlier absurd case involving tripping over luggage outside of a parked bus are very alarming. Otherwise, no comment.

Legal Resources

Understanding New York Use and Operation Law

New York has a unique legal landscape that affects how use and operation cases are litigated and resolved. The state's court system includes the Civil Court (for claims up to $25,000), the Supreme Court (the primary trial court for unlimited jurisdiction), the Appellate Term (which hears appeals from lower courts), the Appellate Division (divided into four Departments, with the Second Department covering Long Island, Brooklyn, Queens, Staten Island, and several upstate counties), and the Court of Appeals (the state's highest court). Each court has its own procedural requirements, local rules, and case-assignment practices that can significantly impact the outcome of your case.

For use and operation matters on Long Island, cases are typically filed in Nassau County Supreme Court (at the courthouse in Mineola) or Suffolk County Supreme Court (in Riverhead). No-fault arbitrations are heard through the American Arbitration Association, which assigns arbitrators throughout the metropolitan area. Workers' compensation claims go to the Workers' Compensation Board, with hearings at district offices across the state. Understanding which forum is appropriate for your case — and the specific procedural rules that apply — is essential for a successful outcome.

The procedural landscape in New York also includes important timing requirements that can affect your case. Most civil actions are subject to statutes of limitations ranging from one year (for intentional torts and claims against municipalities) to six years (for contract actions). Personal injury cases generally have a three-year deadline under CPLR 214(5), while medical malpractice claims must be filed within two and a half years under CPLR 214-a. No-fault insurance claims have their own regulatory deadlines, including 30-day filing requirements for applications and 45-day deadlines for provider claims. Understanding and complying with these deadlines is critical — missing a filing deadline can permanently bar your claim, regardless of how strong your case may be on the merits.

Attorney Jason Tenenbaum regularly practices in all of these venues. His office at 326 Walt Whitman Road, Suite C, Huntington Station, NY 11746, is centrally located on Long Island, providing convenient access to courts and offices throughout Nassau County, Suffolk County, and New York City. Whether you need representation in a no-fault arbitration, a personal injury trial, an employment discrimination hearing, or an appeal to the Appellate Division, the Law Office of Jason Tenenbaum, P.C. brings $24+ years of real courtroom experience to your case. If you have questions about the legal issues discussed in this article, call (516) 750-0595 for a free, no-obligation consultation.

New York's substantive law also presents distinct challenges. In motor vehicle cases, the no-fault system under Insurance Law Article 51 provides first-party benefits regardless of fault, but limits the right to sue for non-economic damages unless the plaintiff establishes a "serious injury" under one of nine statutory categories. This threshold — codified at Insurance Law Section 5102(d) — requires medical evidence showing more than a minor or subjective injury, and courts have developed detailed standards for each category. Fractures must be documented through imaging studies. Claims of permanent consequential limitation or significant limitation of use require quantified range-of-motion testing with comparison to norms. The 90/180-day category demands proof that the plaintiff was unable to perform substantially all of their usual daily activities for at least 90 of the 180 days following the accident.

In employment discrimination cases, the legal standards vary depending on whether the claim arises under state or local law. The New York State Human Rights Law employs a burden-shifting framework: the plaintiff must first establish a prima facie case by showing membership in a protected class, qualification for the position, an adverse employment action, and circumstances giving rise to an inference of discrimination. The burden then shifts to the employer to articulate a legitimate, non-discriminatory reason for its decision. If the employer meets this burden, the plaintiff must demonstrate that the stated reason is pretextual. The New York City Human Rights Law, by contrast, applies a broader standard, asking whether the plaintiff was treated less well than other employees because of a protected characteristic.

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