Key Takeaway
Court of Appeals decision on no-fault insurance claims showing plaintiff's burden of proof and proper use of denial forms as evidence in New York cases.
This article is part of our ongoing 4404(a) & weight of evidence review coverage, with 153 published articles analyzing 4404(a) & weight of evidence review issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
When will certain Plaintiffs and their law firms realize that it is okay to occasionally lose in Civil Court. Look at the the mess that Plaintiff has now created for itself. By the way, look at the bolded section of this opinion. Why did you do this to yourself Mr. Five Boro?
Five Boro Psychological Servs., P.C. v Progressive Northeastern Ins. Co., 2011 NY Slip Op 51528(U)(App. Term 2d Dept. 2011)
“Plaintiff argues on appeal that, because defendant failed to attach a copy of the bill at issue in this case to its motion papers, the Civil Court could not have been able to identify the bill at issue and, thus, defendant’s motion should have been denied. This contention is without merit. The complaint in this matter identified the sole bill at issue (see CPLR 3013), and defendant attached the complaint to its motion papers as required by CPLR 3212 (b). Accordingly, there could not have been any question as to the identity of the bill which is the subject of this action.”
“efendant was not relying on for th purpose. It is plaintiff’s burden, not defendant’s, to prove the elements of plaintiff’s cause of action. Defendant submitted the denial of claim form to show that it was sent and that the claim was therefore denied (see Five Boro Psychological Servs., P.C. v Progressive Northeastern Ins. Co., 27 Misc 3d 141, 2010 NY Slip Op 50991 ; Quality Health Prods., Inc. v NY Cent. Mut. Fire [*2]Ins. Co., 27 Misc 3d 141, 2010 NY Slip Op 50990 ). Since defendant did not submit the denial of claim form for a hearsay purpose, defendant was not required to lay a CPLR 4518 foundation for its admissibility”
Related Articles
- Civil Court decisions in no-fault insurance cases and flawed legal reasoning
- Court guidance on the business records exception
- Written opposition as key to beating procedural defects
- Uncertified police report inadmissibility issues
- New York No-Fault Insurance Law
Legal Update (February 2026): Since this 2011 decision, there have been ongoing developments in no-fault insurance regulations, including potential amendments to claims processing requirements, billing procedures, and verification of medical service documentation under Insurance Department regulations. Practitioners should verify current provisions regarding burden of proof standards in no-fault actions and any updated requirements for motion practice documentation under CPLR 3212.
Legal Context
Why This Matters for Your Case
New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.
Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.
Keep Reading
More 4404(a) & weight of evidence review Analysis
CPLR § 2106 Amendment Eliminates Affidavit Notarization Requirement: What This Means for New York Litigation
NY CPLR 2106 amendment eliminates notarized affidavits and certificates of conformity. Learn how this changes litigation practice. Call 516-750-0595.
Feb 18, 20264518(a)
Analysis of double hearsay issues in motor vehicle accident cases, examining inadmissible police reports and the business records exception under New York evidence law.
Sep 25, 2020Watering down 4518(a) to historic lows
Portfolio Recovery case shows how CPLR 4518(a) business records rule applies to assigned debt collection, allowing self-authenticating statements and affidavits of sale as...
May 4, 2015Business record challenge to police report
Learn how business records exceptions affect police report admissibility in NY personal injury cases. Expert analysis of Hernandez v Tepan decision for Long Island attorneys.
Feb 17, 2012To accept or not to accept expert testimony?
New York court ruling on when juries can reject expert testimony in personal injury cases. Guidelines for accepting or disregarding medical expert opinions based on evidence and...
Apr 3, 2010Some newer cases
Recent 2008 New York no-fault insurance procedural decisions on stipulations, discovery sanctions, and precluded defenses affecting Nassau, Suffolk, Queens litigation.
Nov 16, 2008Common Questions
Frequently Asked Questions
What is a CPLR 4404(a) motion?
A CPLR 4404(a) motion asks the trial court to set aside a jury verdict as against the weight of the evidence or to direct judgment as a matter of law. It is filed after trial and gives the trial judge an opportunity to correct verdicts that are not supported by the evidence.
What standard does the court apply to a weight of evidence challenge?
The court examines whether the jury could have reached its verdict on any fair interpretation of the evidence. A verdict will be set aside only if it could not have been reached on any reasonable view of the evidence. This is a high standard that gives considerable deference to the jury.
Can a new trial be ordered after a weight of evidence motion?
Yes. If the court finds the verdict is against the weight of the evidence, it may order a new trial. Alternatively, the court may conditionally order a new trial unless one party consents to a reduced or increased award (additur/remittitur).
How are business records used as evidence in no-fault cases?
Business records are critical evidence in no-fault litigation. Under CPLR 4518(a), business records are admissible if made in the regular course of business, at or near the time of the event recorded, and if it was the regular practice of the business to make such records. In no-fault cases, insurers' claim files, mailing logs, denial letters, and EUO/IME scheduling records are frequently offered as business records. The proper foundation must be laid through testimony from a qualified witness or through a certification under CPLR 4518(c).
What types of evidence are important in no-fault and personal injury cases?
Key types of evidence include medical records and bills, police accident reports, diagnostic imaging (MRI, X-ray, CT scans), expert medical opinions, business records from insurance companies and providers, witness statements, photographs of injuries and the accident scene, and employment records for lost wage claims. The rules of evidence under New York CPLR and the Evidence Rules govern what is admissible in court proceedings.
Was this article helpful?
About the Author
Jason Tenenbaum, Esq.
Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.
Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.
Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
If you need legal help with a 4404(a) & weight of evidence review matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.