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CPLR 5520 in action
No-Fault

CPLR 5520 in action

By Jason Tenenbaum 8 min read

Key Takeaway

CPLR 5520 case analysis: attorney served wrong party in no-fault appeal, court grants extension and stay despite procedural error in medical necessity dispute.

This article is part of our ongoing no-fault coverage, with 271 published articles analyzing no-fault issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.

Somebody – namely me – served a notice of appeal on the wrong attorney, yet timely filed the said notice of appeal.  CPLR 5520(a) to the rescue…   Underlying defense?  EUO no-show and lack of medical necessity.  And – a stay was also granted. If you’re dealing with a no-fault insurance defense matter, an experienced attorney can help protect your rights.

Ortho Prods. & Equip., Inc. As Assignee of Daniel Robinson, Nicholas Manickchand & Bradley Forbes v Interboro Ins. Co., 2011 NY Slip Op 78861(U)(App. Term 2d Dept. 2011)

2011-551 K C

Ortho Products & Equipment, Inc. as Assignee of Daniel Robinson, Nicholas Manickchand and Bradley Forbes, Respondent, v Interboro Ins. Co., Appellant.

“Motion by appellant on an appeal from an order of the Civil Court of the City of New York, Kings County, entered December 16, 2010, pursuant to CPLR 5520 (a), to extend the time to serve on respondent a notice of appeal, which was timely filed, and for a stay pending the determination of the appeal.

Upon the papers filed in support of the motion and no papers having been filed in opposition thereto, it is

ORDERED that the branch of the motion seeking, pursuant to CPLR 5520 (a), to extend the time to serve a notice of appeal on respondent is granted, and the notice of appeal is deemed timely served on respondent; and it is further,

ORDERED that the branch of the motion seeking a stay pending the determination of the appeal is granted on condition the appeal be perfected by October 7, 2011; and it is further,

ORDERED that in the event the appeal is not perfected on or before October 7, 2011, the court, on its own motion, may dismiss the appeal, or respondent may move to dismiss the appeal on three days’ notice, and may serve such application in person.”

ENTER:

Paul Kenny

Chief Clerk


Legal Update (February 2026): The procedural provisions of CPLR 5520(a) regarding extension of time to serve notices of appeal may have been subject to court rule amendments or interpretive developments since 2011. Additionally, no-fault insurance regulations governing examination under oath requirements and medical necessity standards have undergone multiple revisions that could affect similar underlying disputes. Practitioners should verify current provisions of both the CPLR and applicable Insurance Law regulations when handling comparable appeals.

Legal Context

Why This Matters for Your Case

New York's no-fault insurance system, established under Insurance Law Article 51, is one of the most complex insurance frameworks in the country. Every motorist must carry Personal Injury Protection coverage that pays medical expenses and lost wages regardless of fault, up to $50,000 per person.

But insurers routinely deny valid claims using peer reviews, EUO scheduling tactics, fee schedule reductions, and coverage defenses. The Law Office of Jason Tenenbaum has handled over 100,000 no-fault cases since 2002 — from initial claim submissions through arbitration before the American Arbitration Association, trials in Civil Court and Supreme Court, and appeals to the Appellate Term and Appellate Division. Jason Tenenbaum is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

His 2,353+ published legal articles on no-fault practice are cited by attorneys throughout New York. Whether you are dealing with a medical necessity denial, an EUO no-show defense, a fee schedule dispute, or a coverage question, this article provides the kind of detailed case-law analysis that helps practitioners and claimants understand exactly where the law stands.

About This Topic

New York No-Fault Insurance Law

New York's no-fault insurance system requires every driver to carry Personal Injury Protection (PIP) coverage that pays medical expenses and lost wages regardless of who caused the accident. But insurers routinely deny, delay, and underpay valid claims — using peer reviews, IME no-shows, and fee schedule defenses to avoid paying providers and injured claimants. Attorney Jason Tenenbaum has litigated thousands of no-fault arbitrations and court cases since 2002.

271 published articles in No-Fault

Common Questions

Frequently Asked Questions

What is New York's no-fault insurance system?

New York's no-fault insurance system, codified in Insurance Law Article 51, requires all drivers to carry Personal Injury Protection (PIP) coverage. This pays for medical expenses, lost wages (up to $2,000/month), and other basic economic loss regardless of who caused the accident, up to $50,000 per person. However, to sue for pain and suffering, you must meet the 'serious injury' threshold under Insurance Law §5102(d).

How do I fight a no-fault insurance claim denial?

When a no-fault claim is denied, you can challenge it through mandatory arbitration under the American Arbitration Association's no-fault rules, or by filing a lawsuit in court. Common defenses to denials include challenging the timeliness of the denial, the adequacy of the peer review report, or the insurer's compliance with regulatory requirements. An experienced no-fault attorney can evaluate which strategy gives you the best chance of overturning the denial.

What is the deadline to file a no-fault claim in New York?

Under 11 NYCRR §65-1.1, you must submit a no-fault application (NF-2 form) within 30 days of the accident. Medical providers must submit claims within 45 days of treatment. Missing these deadlines can result in claim denial, though there are limited exceptions for late notice if the claimant can demonstrate a reasonable justification.

What no-fault benefits am I entitled to after a car accident in New York?

Under Insurance Law §5102(b), no-fault PIP covers necessary medical expenses, 80% of lost earnings up to $2,000/month, up to $25/day for other reasonable expenses, and a $2,000 death benefit. These benefits are available regardless of fault, up to the $50,000 policy limit. Claims are paid by your own insurer — not the at-fault driver's.

Can I choose my own doctor for no-fault treatment in New York?

Yes. Under New York's no-fault regulations, you have the right to choose your own physician, chiropractor, physical therapist, or other licensed healthcare provider. The insurer cannot dictate which providers you see. However, the insurer can request an IME with their chosen doctor and may challenge the medical necessity of your treatment through peer review.

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Attorney Jason Tenenbaum

About the Author

Jason Tenenbaum, Esq.

Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.

24+ years in practice 1,000+ appeals written 100K+ no-fault cases $100M+ recovered

Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.

New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.

If you need legal help with a no-fault matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.

Filed under: No-Fault
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

Discussion

Comments (12)

Archived from the original blog discussion.

RZ
raymond Zuppa
If you filed it on time where is the prejudice? Respondent will get all the time they need to respond. Some decisions also say if you serve on time but file late you are okay. Obviously that is for one or two days late — not weeks.
J
JT Author
The plaintiff in that case has not been playing nice lately. I also like when I can make a frequent Plaintiff-Appellant into a Respondent or Appellee.
A
Anonymous
I wondered why I received a received a notice of appeal and it wasnt mine.
J
JT Author
Yep. Your firm even appeared at the Camp conference and said your client had no money…lol
RZ
Raymond Zuppa
I love when an insurance company sends my settlement check to the wrong attorney. It has happened dozens of time. My fine bretheren or some guy named Oleg always promptly deposits it or cashes it at a check cashing facility. I love my brother and sister counsels so much I just want to hug them to death.
S
slick
Several times in the last few months, insurers and their counsel have mailed things intended for me to my former employer where I last worked in 2005.
J
JT Author
Thanks for the compliment Kurt. I am around. It is a Sunday and I am at work typing up deposition reports, processing subpeonas and going through motions. I have been running around in the Federal Courts, Bankruptcy Courts, Supreme Courts and at plenty of EUO’s and EBT’s. I have tons of appeals that are pending – do not worry. The problem, and I think I expressed it before, is that there is a two year time lag between when you start a firm, the MSJ’s get heard and when the eventual appeal is heard. If you recall, my first appeal at my old firm was AJS Chiro v. Mercury. That was not decided until almost three (3) years after I started my employment… You will see the torrent of JT appeals that I have perfected and are out the door. Oh, and there is a big Appellate Division, First Department appeal that I will have on the October or November argument calendar. I have a non-no-fault appeal that will be decided in a week or less… I will post it either way. I also have a criminal appeal, where the People appealed me. You are going to see more of me in person though in the future I think.
RJ
raymond j zuppa
Come back to no fault J.T. — as Spock told Kirk: “It is your best destiny.”
RZ
raymond zuppa
Thank God. No fault without J.T. is like a hot dog without mustard. Un-American. No fault is a uniquely American creation. Designed with the intent to do good like Social Security. Then robbed by big corporations. You can’t get more American then No Fault or robbing those that pay for social security by taking away their benefits. (I don’t want SS benefits or medicare benefits — I just want every dime of my friggin premiums back) Let me announce it here. I am looking for the right Plaintiff — accident victim screwed by threshold and his/her insurance company. Once I find the Plaintiff I will bring a Federal Action challenging the Constitutionality of No Fault — as the statute is currently configured, interpreted and administered. Now I lose a lot — maybe not as much as people think nor in terms of getting what I need — but I always do what I say.
J
JT Author
Ray, I am in no-fault for the long haul. Like you, I dance around other areas of law. Keeps me on my toes and gives me a new insight into this practice.
LR
Larry Rogak
@Ray: You’re looking for the right plaintiff? Good God, man, show some initiative! MAKE one!
RZ
raymond Zuppa
J.T. No Fault is going to be the short haul if I can get my way. Larry you are right. I need to run some over but not bad enough to injure him/her to the point of threshold. The insurance company will deny payment of the medical bills with some crazy story about the lawyer hitting him to create a constitutional challenge to no fault. Bingo. Will you be out and about anywhere tonight in the Brooklyn area.

Legal Resources

Understanding New York No-Fault Law

New York has a unique legal landscape that affects how no-fault cases are litigated and resolved. The state's court system includes the Civil Court (for claims up to $25,000), the Supreme Court (the primary trial court for unlimited jurisdiction), the Appellate Term (which hears appeals from lower courts), the Appellate Division (divided into four Departments, with the Second Department covering Long Island, Brooklyn, Queens, Staten Island, and several upstate counties), and the Court of Appeals (the state's highest court). Each court has its own procedural requirements, local rules, and case-assignment practices that can significantly impact the outcome of your case.

For no-fault matters on Long Island, cases are typically filed in Nassau County Supreme Court (at the courthouse in Mineola) or Suffolk County Supreme Court (in Riverhead). No-fault arbitrations are heard through the American Arbitration Association, which assigns arbitrators throughout the metropolitan area. Workers' compensation claims go to the Workers' Compensation Board, with hearings at district offices across the state. Understanding which forum is appropriate for your case — and the specific procedural rules that apply — is essential for a successful outcome.

The procedural landscape in New York also includes important timing requirements that can affect your case. Most civil actions are subject to statutes of limitations ranging from one year (for intentional torts and claims against municipalities) to six years (for contract actions). Personal injury cases generally have a three-year deadline under CPLR 214(5), while medical malpractice claims must be filed within two and a half years under CPLR 214-a. No-fault insurance claims have their own regulatory deadlines, including 30-day filing requirements for applications and 45-day deadlines for provider claims. Understanding and complying with these deadlines is critical — missing a filing deadline can permanently bar your claim, regardless of how strong your case may be on the merits.

Attorney Jason Tenenbaum regularly practices in all of these venues. His office at 326 Walt Whitman Road, Suite C, Huntington Station, NY 11746, is centrally located on Long Island, providing convenient access to courts and offices throughout Nassau County, Suffolk County, and New York City. Whether you need representation in a no-fault arbitration, a personal injury trial, an employment discrimination hearing, or an appeal to the Appellate Division, the Law Office of Jason Tenenbaum, P.C. brings $24+ years of real courtroom experience to your case. If you have questions about the legal issues discussed in this article, call (516) 750-0595 for a free, no-obligation consultation.

New York's substantive law also presents distinct challenges. In motor vehicle cases, the no-fault system under Insurance Law Article 51 provides first-party benefits regardless of fault, but limits the right to sue for non-economic damages unless the plaintiff establishes a "serious injury" under one of nine statutory categories. This threshold — codified at Insurance Law Section 5102(d) — requires medical evidence showing more than a minor or subjective injury, and courts have developed detailed standards for each category. Fractures must be documented through imaging studies. Claims of permanent consequential limitation or significant limitation of use require quantified range-of-motion testing with comparison to norms. The 90/180-day category demands proof that the plaintiff was unable to perform substantially all of their usual daily activities for at least 90 of the 180 days following the accident.

In employment discrimination cases, the legal standards vary depending on whether the claim arises under state or local law. The New York State Human Rights Law employs a burden-shifting framework: the plaintiff must first establish a prima facie case by showing membership in a protected class, qualification for the position, an adverse employment action, and circumstances giving rise to an inference of discrimination. The burden then shifts to the employer to articulate a legitimate, non-discriminatory reason for its decision. If the employer meets this burden, the plaintiff must demonstrate that the stated reason is pretextual. The New York City Human Rights Law, by contrast, applies a broader standard, asking whether the plaintiff was treated less well than other employees because of a protected characteristic.

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