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No-Fault

205 toll

By Jason Tenenbaum 8 min read

Key Takeaway

Analysis of U.S. Bank N.A. v Jalas ruling on CPLR 3215(c) dismissals and seven-year delays in default judgment motions under New York law.

U.S. Bank N.A. v Jalas, 2021 NY Slip Op 03506 (3d Dept. 2021

I have always cringed when a case gets dismissed based upon 3215(c) because, in my mind, that was a malpractice trap. As a defendant, I always smiled because it was an I got you moment. As a Plaintiff, well no comment. But the thinking was a 3215(c) dismissal as a plaintiff spelled a letter to the maklpractice carrier.

Not true, I am surprised.

“Although this seven-year delay in moving for a default judgment is lengthy, it does not rise to the level of neglect. To be sure, the Court of Appeals has found neglect to prosecute as a “correct description” when a plaintiff engaged in a “series of discovery defaults,” and the trial court, in its [*3]dismissal order, has referred to the plaintiff’s “failure … to comply with discovery deadlines,” “delays,” “disregard for the case management order and scheduling order,” “lack of diligence,” “inactions” and “laxity” (Andrea v Arnone, Hedin, Casker, Kennedy & Drake, Architects & Landscape Architects, P.C. , 5 NY3d 514, 521 ; see Santiago v City of New York, 77 AD3d 561, 561 ). Additionally, although this seven-year delay in moving for a default judgment is comparatively longer than the delays previously before this Court (see U.S. Bank Trust, N.A. v Moomey-Stevens, 168 AD3d at 1171), it is noted that the Second Department recently ruled that the savings provision was still applicable to a subsequent action when the prior action was dismissed pursuant to CPLR 3215 (c) for failure to move for a judgment against a defendant for “almost seven years” because the trial court did not include findings of specific conduct demonstrating a general pattern of delay in proceeding with litigation (HSBC Bank USA, N.A. v Janvier, 187 AD3d 999, 1001 ”

Common Questions

Frequently Asked Questions

What is New York's no-fault insurance system?

New York's no-fault insurance system requires all drivers to carry Personal Injury Protection (PIP) coverage. This pays for medical expenses and lost wages regardless of who caused the accident, up to policy limits. However, you can only sue for additional damages if you meet the 'serious injury' threshold.

Filed under: No-Fault
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

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