Why Trust This Analysis
This article is part of our ongoing fee schedule coverage, with 118 published articles analyzing fee schedule issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.
Key Takeaways
- McMahon was decided May 9, 2019, by the Appellate Division, First Department.
- The disputed issue was refusal to consider CPT Assistant in a no-fault coding dispute.
- The court traced incorporation from the medical fee schedule through the CPT book to CPT Assistant.
- It vacated the award and ordered a new arbitration, not a final reimbursement award for the insurer.
- Later Suffolk County litigation illustrates why considering guidance is different from letting it override express fee-schedule rules.
What did Global Liberty v McMahon decide?
In Matter of Global Liberty Ins. Co. v McMahon, 172 AD3d 500 (1st Dept 2019), the First Department rejected the categorical exclusion of CPT Assistant from the coding dispute before it.
The official reporter identifies Jason Tenenbaum as counsel for Global Liberty. His original May 12, 2019 post discussed why a dispute over the materials an arbitrator would consider warranted an appeal.
The historical title uses broad language. The actual disposition is more precise: relevant portions of CPT Assistant had to receive consideration in a new arbitration conducted consistently with the decision.
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The coding dispute and the review path
The provider sought no-fault payment for arthroscopic surgery. Global Liberty paid part of the claim, relying on CPT Assistant to support its reimbursement position. The unpaid balance went to arbitration.
The lower arbitrator refused to consider CPT Assistant, treating it as unauthorized under the applicable no-fault law. The master arbitrator affirmed. Supreme Court then denied the insurer’s petition and confirmed the award.
The First Department reversed that order. It granted the petition, vacated the award and remanded to the lower arbitrator. The opinion does not report the outcome of the new proceeding.
The issue was therefore not whether an insurer’s preferred code wins automatically. It was whether an arbitrator could exclude the relevant incorporated guidance before evaluating the reimbursement dispute.
The incorporation chain that mattered
The court identified three connected sources:
- The Official New York Workers’ Compensation Medical Fee Schedule applicable to the claim.
- The CPT book, which the schedule directed users to consult for coding rules not listed in the schedule.
- CPT Assistant, to which the CPT book expressly referred.
The opinion also cited Insurance Law § 5108 and 11 NYCRR 68.0 and 68.1 for application of the Workers’ Compensation fee schedules to no-fault claims.
That chain supplied the basis for considering CPT Assistant. The decision did not reproduce a complete coding manual or make every outside coding opinion controlling.
A present claim still requires identification of the applicable schedule, service dates and relevant materials. This historical note does not supply licensed CPT text or certify a current billing code.
Jason’s original reaction — May 12, 2019
These selections preserve the original account of the appeal:
I was only zapped by this issue once, but once is enough.
Despite the clear wording of the regulation and the Fee Schedule, I knew I was going to be at the First Department on this case.
To me, the rule that I cannot reference the CPT Code book or the CPT Assistant was meritless.
The value of that account is specific: Jason challenged the exclusion of the material needed to argue the coding issue. His frustration with arbitration review is commentary, distinct from the court’s reasoning.
His later October 2019 arbitration-review roundup returned to McMahon while discussing other Article 75 decisions. It records his evolving view of review standards, rather than a second version of this case history.
Later context: Atlantic Medical in Suffolk County
Atlantic Medical & Diagnostic v State Farm, 84 Misc 3d 1258(A), was decided December 12, 2024, in Suffolk County District Court, Third District.
That trial-level dispute concerned multiple units of ultrasound guidance used with trigger-point injections. The insurer relied on outside coding guidance; the provider relied on express provisions of the fee schedule.
The court discussed McMahon but held that extrinsic authority did not supersede the schedule’s own rules. On its record, it awarded judgment to the providers.
This is a later application at a different court level, not an appellate overruling of McMahon. The distinction is useful: authority that must be considered is not necessarily authority that controls the result.
How this appeal fits the firm’s archive
The earlier Professional Chiropractic Care appeal challenged a master award’s treatment of an IME defense. The Medco Tech appeal involved causation evidence and a new hearing.
Together, the notes show different reasons for pursuing review. They do not establish a general right to retry factual disputes in court whenever an arbitration result is disappointing.
For a current no-fault defense review, assemble the bill, service dates, operative schedule, coding materials, denial and both awards. Distinguish the exclusion issue from the merits of the proposed reimbursement calculation.
The Legal Encyclopedia provides broader topic navigation. This case note retains the narrower question: why CPT Assistant could not be categorically ignored in McMahon.
For review of a current file, request a Free Case Review.
Last reviewed: September 2026 — editorial source check against the 2019 appellate and 2024 trial-level opinions. Original publication date retained; no current coding determination is offered.
Legal Context
Why This Matters for Your Case
New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.
Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.
About This Topic
Fee Schedule Issues in No-Fault Insurance
The New York no-fault fee schedule establishes the maximum reimbursement rates for medical treatment provided to injured motorists. Disputes over fee schedule calculations, coding, usual and customary charges, and the applicability of workers compensation fee schedules to no-fault claims are common. These articles analyze fee schedule regulations, court decisions on reimbursement disputes, and the practical challenges providers face in obtaining appropriate payment under the no-fault system.
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Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.
New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.
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