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NF2 v. NF3 v. no attempt to find the Assignor
No-Fault

NF2 v. NF3 v. no attempt to find the Assignor

By Jason Tenenbaum 8 min read

Key Takeaway

Analysis of AB Quality Health Supply Corp. v Nationwide Ins. case examining EUO notice requirements, address discrepancies between NF-2 and NF-3 forms, and practical litigation strategies.

AB Quality Health Supply Corp. v Nationwide Ins., 2022 NY Slip Op 50299(U)(App. Term 2d Dept. 2022)

“The Civil Court held that there is an issue of fact as to whether the EUO scheduling letters were properly mailed to plaintiff’s assignor. While the address on the scheduling letters to the assignor matched the address on the NF-3 forms plaintiff had provided to defendant, it did not match the address set forth on the assignment of benefits form.”

” Moreover, we find, contrary to the determination of the Civil Court, that, since the address to which defendant mailed the EUO scheduling letters to the assignor matched the address contained on the NF-3 forms plaintiff provided to defendant, defendant established, prima facie, that the letters had been properly mailed to plaintiff’s assignor”

To beat this motion, Assignor would have had to provide an affidavit that his/her address was found on NF-2 (s)he signed and the NF-3 address had no basis in reality. And even then, if the notice was mailed to the PI attorney, the assignor may lose on agency theory.

Now let me share some reality. With an attorney of 20% and a standard NF bill (no retainer), I am not going out of my way to disrupt Defendant’s summary judgment motion. At $450-$650 per hour, the assignor will be located and will sign the appropriate affidavit if the facts fit it.

  • [Understanding CPLR 3212(a): Critical Timing Rules for Summary Judgment Motions in New York](Understanding CPLR 3212(a): Critical Timing Rules for Summary Judgment Motions in New York)
  • [The CPLR 3212(g) paradigm](The CPLR 3212(g) paradigm)
  • [No-Fault Verification Requirements: When Partial Compliance Isn’t Enough](No-Fault Verification Requirements: When Partial Compliance Isn’t Enough)
  • [Reasonable excuse satisfied despite claim of lack of personal jurisdiction](Reasonable excuse satisfied despite claim of lack of personal jurisdiction)
  • New York No-Fault Insurance Law

Common Questions

Frequently Asked Questions

What is New York's no-fault insurance system?

New York's no-fault insurance system requires all drivers to carry Personal Injury Protection (PIP) coverage. This pays for medical expenses and lost wages regardless of who caused the accident, up to policy limits. However, you can only sue for additional damages if you meet the 'serious injury' threshold.

Filed under: No-Fault
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

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