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Hearsay – It really is not
No-Fault

Hearsay – It really is not

By Jason Tenenbaum 8 min read

Key Takeaway

Expert legal analysis of People v Curran and hearsay evidence rules in New York. Learn how victim testimony affects personal injury cases on Long Island and NYC.

This article is part of our ongoing no-fault coverage, with 271 published articles analyzing no-fault issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.

Understanding Hearsay Evidence in New York Criminal Law

When dealing with criminal cases in New York, particularly those involving personal injury and assault claims across Long Island and New York City, understanding the nuances of hearsay evidence is crucial for both legal practitioners and victims seeking justice. A recent appellate decision has provided important clarification on what constitutes hearsay testimony and when certain exceptions apply. If you’re dealing with a no-fault insurance defense matter, an experienced attorney can help protect your rights.

The Curran Decision: A Landmark Ruling on Hearsay

People v Curran, 2013 NY Slip Op 00613 (4th Dept. 2013)

“We note that the victim’s testimony about her own out-of-court statements did not constitute hearsay and, therefore, application of the “prompt outcry” exception was not necessary for the admission of that testimony.”

I am not sure I ever saw an appellate court definitively state that the deponent’s own prior statements were not hearsay. I always thought that was the case, and the Appellate Division agreed.

What This Ruling Means for Personal Injury Cases

This decision from New York’s Fourth Appellate Department has significant implications for personal injury attorneys and their clients throughout Nassau County, Suffolk County, and the five boroughs of New York City. The court’s explicit statement that a victim’s testimony about their own out-of-court statements does not constitute hearsay provides crucial precedent for future cases.

Under New York law, hearsay is generally defined as an out-of-court statement offered to prove the truth of the matter asserted. The rule against hearsay exists because such statements lack the reliability safeguards of in-court testimony, including cross-examination and the witness’s oath. However, there are numerous exceptions to this rule, and the Curran decision clarifies an important distinction.

Why a Victim’s Own Statements Are Not Hearsay

The Fourth Department’s ruling makes clear that when a victim testifies about their own previous out-of-court statements, this testimony does not fall under the hearsay rule. This is because the person making the original statement is the same person testifying in court, eliminating many of the reliability concerns that underpin the hearsay prohibition.

This distinction is particularly important in personal injury cases where victims may have made statements to police officers, emergency responders, medical personnel, or insurance adjusters immediately following an accident or assault. Under this ruling, victims can testify about what they previously told these individuals without requiring the application of hearsay exceptions.

Implications for Long Island and NYC Personal Injury Cases

For personal injury victims on Long Island and throughout New York City, this ruling provides several advantages:

Strengthened Testimony

Victims can now more easily introduce their own prior statements made at the scene of an accident or in the immediate aftermath. This can include statements made to police officers responding to car accidents in Nassau or Suffolk Counties, or to emergency responders at the scene of slip-and-fall incidents in Manhattan, Brooklyn, Queens, the Bronx, or Staten Island.

No Need for Prompt Outcry Exception

Previously, attorneys might have needed to rely on the “prompt outcry” exception or other hearsay exceptions to introduce such testimony. The Curran decision eliminates this requirement when the victim is testifying about their own statements, simplifying the evidentiary process.

The Prompt Outcry Exception

While the Curran decision makes clear that the prompt outcry exception is unnecessary when a victim testifies about their own statements, understanding this exception remains important for other scenarios. The prompt outcry exception traditionally applies to statements made spontaneously and without deliberation, typically in cases involving sexual assault or domestic violence.

When the Exception Still Applies

The prompt outcry exception remains relevant when third parties testify about what they heard the victim say. For instance, if a police officer, paramedic, or witness wants to testify about statements they heard the victim make, the prompt outcry exception or other hearsay exceptions might still be necessary.

Practical Applications in Personal Injury Law

This ruling has practical implications for various types of personal injury cases throughout the New York metropolitan area:

Motor Vehicle Accidents

In car accident cases on Long Island’s highways or New York City streets, victims can now testify about statements they made to responding officers without hearsay concerns. This can include descriptions of how the accident occurred, statements about pain and injuries, or identification of the at-fault driver.

Premises Liability Cases

For slip-and-fall or other premises liability cases in commercial establishments, victims can testify about complaints they made to store employees or managers about the dangerous condition that caused their injury.

Medical Malpractice Claims

In medical malpractice cases, patients can testify about statements they made to healthcare providers regarding their symptoms, pain levels, or concerns about their treatment.

For attorneys representing personal injury clients, this decision provides strategic advantages but also requires careful preparation. Lawyers should thoroughly document their clients’ prior statements and prepare them to testify accurately about what they previously said and when.

Documentation is Key

While victims can testify about their own statements without hearsay concerns, having contemporaneous documentation strengthens the testimony’s credibility. This might include police reports, medical records, or insurance claim files that document the victim’s statements.

Frequently Asked Questions

Does this ruling apply to all types of cases?

While the Curran decision was rendered in a criminal case, the evidentiary principles apply equally to civil personal injury litigation in New York.

Can insurance companies use this ruling against injury victims?

The ruling cuts both ways – while it allows victims to more easily introduce their favorable statements, it also means that inconsistent or damaging statements they made can be introduced without hearsay objections.

How does this affect settlement negotiations?

Knowing that a victim’s prior statements can be easily introduced at trial may influence both sides’ assessment of a case’s settlement value.

Does this apply to statements made to attorneys?

Statements made to attorneys are typically protected by attorney-client privilege, which is a separate protection from hearsay rules.

If you or a loved one has been injured in an accident anywhere on Long Island or throughout New York City, understanding how your statements can be used in your case is crucial. The experienced personal injury attorneys at the Law Office of Jason Tenenbaum have successfully handled thousands of cases involving complex evidentiary issues.

Don’t let insurance companies or opposing counsel intimidate you with complicated legal rules. Our team understands how recent court decisions like People v Curran can be used to strengthen your case and maximize your compensation.

Call (516) 750-0595 today for a free consultation. We’ll review your case, explain how the law applies to your specific situation, and fight to get you the compensation you deserve. Remember, we work on a contingency fee basis – you don’t pay unless we win your case.


Legal Update (February 2026): Since this 2013 post, New York’s evidence rules and hearsay exceptions may have been modified through legislative amendments, court rule changes, or evolving case law interpretations. Additionally, procedural requirements for admitting victim statements and the application of hearsay exceptions in personal injury contexts may have been refined through subsequent appellate decisions. Practitioners should verify current evidence rules and recent case law developments when relying on hearsay testimony strategies.

Legal Context

Why This Matters for Your Case

New York's no-fault insurance system, established under Insurance Law Article 51, is one of the most complex insurance frameworks in the country. Every motorist must carry Personal Injury Protection coverage that pays medical expenses and lost wages regardless of fault, up to $50,000 per person.

But insurers routinely deny valid claims using peer reviews, EUO scheduling tactics, fee schedule reductions, and coverage defenses. The Law Office of Jason Tenenbaum has handled over 100,000 no-fault cases since 2002 — from initial claim submissions through arbitration before the American Arbitration Association, trials in Civil Court and Supreme Court, and appeals to the Appellate Term and Appellate Division. Jason Tenenbaum is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

His 2,353+ published legal articles on no-fault practice are cited by attorneys throughout New York. Whether you are dealing with a medical necessity denial, an EUO no-show defense, a fee schedule dispute, or a coverage question, this article provides the kind of detailed case-law analysis that helps practitioners and claimants understand exactly where the law stands.

About This Topic

New York No-Fault Insurance Law

New York's no-fault insurance system requires every driver to carry Personal Injury Protection (PIP) coverage that pays medical expenses and lost wages regardless of who caused the accident. But insurers routinely deny, delay, and underpay valid claims — using peer reviews, IME no-shows, and fee schedule defenses to avoid paying providers and injured claimants. Attorney Jason Tenenbaum has litigated thousands of no-fault arbitrations and court cases since 2002.

271 published articles in No-Fault

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Attorney Jason Tenenbaum

About the Author

Jason Tenenbaum, Esq.

Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.

24+ years in practice 1,000+ appeals written 100K+ no-fault cases $100M+ recovered

Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.

New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.

If you need legal help with a no-fault matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.

Filed under: No-Fault
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

Discussion

Comments (2)

Archived from the original blog discussion.

CA
Captain America
It is hearsay. A specific brand of hearsay called “prior consistent statement” or “bolstering.” Would you just look at the definition of hearsay: An out of court statement made for the truth of the matter asserted. Fits like a glove from what I can see about the statements. Forget admission. An admission is an exception in NY and is not hearsay in Federal Court. But as alluded to above you cannot bolster — in other words you cannot deem your own past statement as an admission. Also an admission is a statment made by one party and can only utlized by the other party. Remember admissions apply to parties. A victim of a crime cannot make an admission. A defendant can.
CA
Captain America
The decision is unclear and involved sexual assault — so I think we know what happened here and I cannot say I disagree with the outcome

Legal Resources

Understanding New York No-Fault Law

New York has a unique legal landscape that affects how no-fault cases are litigated and resolved. The state's court system includes the Civil Court (for claims up to $25,000), the Supreme Court (the primary trial court for unlimited jurisdiction), the Appellate Term (which hears appeals from lower courts), the Appellate Division (divided into four Departments, with the Second Department covering Long Island, Brooklyn, Queens, Staten Island, and several upstate counties), and the Court of Appeals (the state's highest court). Each court has its own procedural requirements, local rules, and case-assignment practices that can significantly impact the outcome of your case.

For no-fault matters on Long Island, cases are typically filed in Nassau County Supreme Court (at the courthouse in Mineola) or Suffolk County Supreme Court (in Riverhead). No-fault arbitrations are heard through the American Arbitration Association, which assigns arbitrators throughout the metropolitan area. Workers' compensation claims go to the Workers' Compensation Board, with hearings at district offices across the state. Understanding which forum is appropriate for your case — and the specific procedural rules that apply — is essential for a successful outcome.

The procedural landscape in New York also includes important timing requirements that can affect your case. Most civil actions are subject to statutes of limitations ranging from one year (for intentional torts and claims against municipalities) to six years (for contract actions). Personal injury cases generally have a three-year deadline under CPLR 214(5), while medical malpractice claims must be filed within two and a half years under CPLR 214-a. No-fault insurance claims have their own regulatory deadlines, including 30-day filing requirements for applications and 45-day deadlines for provider claims. Understanding and complying with these deadlines is critical — missing a filing deadline can permanently bar your claim, regardless of how strong your case may be on the merits.

Attorney Jason Tenenbaum regularly practices in all of these venues. His office at 326 Walt Whitman Road, Suite C, Huntington Station, NY 11746, is centrally located on Long Island, providing convenient access to courts and offices throughout Nassau County, Suffolk County, and New York City. Whether you need representation in a no-fault arbitration, a personal injury trial, an employment discrimination hearing, or an appeal to the Appellate Division, the Law Office of Jason Tenenbaum, P.C. brings $24+ years of real courtroom experience to your case. If you have questions about the legal issues discussed in this article, call (516) 750-0595 for a free, no-obligation consultation.

New York's substantive law also presents distinct challenges. In motor vehicle cases, the no-fault system under Insurance Law Article 51 provides first-party benefits regardless of fault, but limits the right to sue for non-economic damages unless the plaintiff establishes a "serious injury" under one of nine statutory categories. This threshold — codified at Insurance Law Section 5102(d) — requires medical evidence showing more than a minor or subjective injury, and courts have developed detailed standards for each category. Fractures must be documented through imaging studies. Claims of permanent consequential limitation or significant limitation of use require quantified range-of-motion testing with comparison to norms. The 90/180-day category demands proof that the plaintiff was unable to perform substantially all of their usual daily activities for at least 90 of the 180 days following the accident.

In employment discrimination cases, the legal standards vary depending on whether the claim arises under state or local law. The New York State Human Rights Law employs a burden-shifting framework: the plaintiff must first establish a prima facie case by showing membership in a protected class, qualification for the position, an adverse employment action, and circumstances giving rise to an inference of discrimination. The burden then shifts to the employer to articulate a legitimate, non-discriminatory reason for its decision. If the employer meets this burden, the plaintiff must demonstrate that the stated reason is pretextual. The New York City Human Rights Law, by contrast, applies a broader standard, asking whether the plaintiff was treated less well than other employees because of a protected characteristic.

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