Skip to main content
There is something in that Rochester water.
5102(d) issues

There is something in that Rochester water.

By Jason Tenenbaum 8 min read

Key Takeaway

Fourth Department ruling in Monette v Trummer clarifies that liability includes serious injury determination under Insurance Law 5102(d) for personal injury cases.

Monette v Trummer, 2012 NY Slip Op 04854 (4th Dept. 2012)

Does this mean the interest clock does start ticking on an MSJ victory unless Plaintiff  can prove that (1) Defendant was negligent, (2) the negligence was the sole proximate cause and that (3) the no-fault limitation has been breached?

There is something in that Rochester water.  It is a nice to be a Defendant in the 4th Department.   Perhaps, plaintiffs can bring more actions in the Syracuse City Court and Buffalo City Court?

“Plaintiffs moved for, inter alia, partial summary judgment on the issues of “liability” and serious injury. We note at the outset, however, that this Court has determined that the issue of liability “includes the issue of serious injury’ ” (Ruzycki v Baker, 301 AD2d 48, 52). Although Supreme Court in an earlier order, from which no appeal was taken, purported to grant the motion insofar as it sought partial summary judgment on the issue of “liability” with respect to Trummer and Jesse Ball but reserved decision on the issue whether plaintiff sustained a serious injury within the meaning of Insurance Law § 5102 (d), the court actually granted the motion only insofar as it sought partial summary judgment on the issue of negligence rather than liability (see id.).”


Legal Update (February 2026): Since this 2012 post, Insurance Law § 5102(d) serious injury thresholds and related procedural requirements may have been modified through legislative amendments or regulatory updates. Additionally, Fourth Department precedent regarding liability determinations and summary judgment standards in no-fault cases may have evolved. Practitioners should verify current provisions of Insurance Law § 5102(d) and recent appellate decisions when analyzing serious injury threshold requirements.

Filed under: 5102(d) issues
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

Long Island Legal Services

Explore Related Practice Areas

Free Consultation — No Upfront Fees

Injured on Long Island?
We Fight for What You Deserve.

Serving Nassau County, Suffolk County, and all of New York City. You pay nothing unless we win.

Available 24/7  ·  No fees unless you win  ·  Serving Long Island & NYC

Injured? Don't Wait.

Get Your Free Case Evaluation Today

No fees unless we win — available 24/7 for emergencies.