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Acupuncture fee schedule (again)
Fee Schedule

Acupuncture fee schedule (again)

By Jason Tenenbaum 8 min read

Key Takeaway

New York appellate court reinforces requirement for insurance carriers to properly submit fee schedules as evidence in acupuncture reimbursement disputes under no-fault law.

This article is part of our ongoing fee schedule coverage, with 118 published articles analyzing fee schedule issues across New York State. Attorney Jason Tenenbaum brings 24+ years of hands-on experience to this analysis, drawing from his work on more than 1,000 appeals, over 100,000 no-fault cases, and recovery of over $100 million for clients throughout Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, and the Bronx. For personalized legal advice about how these principles apply to your specific situation, contact our Long Island office at (516) 750-0595 for a free consultation.

The proper application of fee schedules in acupuncture reimbursement cases continues to be a complex area of New York no-fault insurance law. While carriers often assume they can rely on standard physician or chiropractic fee schedules for acupuncture services, recent appellate decisions have highlighted critical procedural requirements that can make or break a summary judgment motion.

The workers’ compensation fee schedule has become increasingly relevant in acupuncture billing disputes, particularly when carriers seek to justify reduced payments for services. New York’s no-fault regulations do not provide a separate fee schedule specifically for acupuncture services, which has led carriers to apply alternative fee schedule frameworks. The workers’ compensation fee schedule emerged as the predominant benchmark for acupuncture reimbursement, though its application has generated substantial litigation.

However, as various recent cases demonstrate, carriers must follow strict evidentiary requirements when moving for summary judgment - including proper annexation of the applicable fee schedules in their court papers. The requirement stems from fundamental principles of summary judgment practice: the moving party must establish their entitlement to judgment through admissible evidence submitted with the motion papers. Courts will not take judicial notice of fee schedules unless properly requested, and cannot consider evidence not in the record.

Case Background

MIA Acupuncture, P.C. brought an action against Integon General Insurance Corporation seeking payment for acupuncture services provided to an insured following a motor vehicle accident. The defendant insurance carrier denied portions of the claims or reduced payments based on the workers’ compensation fee schedule, asserting that the provider had been fully compensated in accordance with applicable reimbursement rates.

The insurance company moved for summary judgment, arguing that it had paid the claims in full when measured against the workers’ compensation fee schedule. The central issue became whether the carrier had properly established this affirmative defense through admissible evidence presented to the court.

Jason Tenenbaum’s Analysis:

MIA Acupuncture, P.C. v Integon Gen. Ins. Corp., 2012 NY Slip Op 50393(U)(App. Term 2d Dept. 2012)

“the portion of plaintiff’s claims at issue based upon the workers’ compensation fee schedule. Moreover, defendant demonstrated that it had fully paid plaintiff for the acupuncture services billed for, in accordance with the workers’ compensation fee schedule”

I included this case because there have been a few acupuncture fee schedule cases floating around lately that have denied insurance carrier’s motions for summary judgment, despite what appeared to be reimbursement in accordance with the chiro or physician fee schedule. From what I have discerned through various conversations with counsel for the various carriers is that the App. Term is enforcing the “you must ask for judicial notice rule” or the rule that the carrier must annex the proper fee schedule the moving or answering papers.

This case proves, on some level, that point.

The MIA Acupuncture decision underscores a critical but often overlooked aspect of summary judgment practice in no-fault cases: procedural compliance matters as much as substantive merit. Even when a carrier has genuinely paid claims in accordance with applicable fee schedules and possesses a valid defense, failure to properly present that defense through admissible evidence will result in denial of summary judgment.

This evidentiary requirement reflects the summary judgment standard’s demand for prima facie proof. Courts cannot rely on arguments in attorney affirmations or assertions in memoranda of law. The moving party must submit documentary evidence or sworn testimony establishing each element of their claim or defense. For fee schedule defenses, this means actually annexing the relevant fee schedule to the motion papers or establishing its contents through competent testimony.

The decision also highlights the distinction between judicial notice and evidence in the record. While courts may take judicial notice of certain regulatory provisions or publicly available documents, practitioners cannot assume courts will independently research and apply fee schedules not submitted as exhibits. The burden remains on the moving party to provide the court with all necessary materials.

Practical Implications for Practitioners

Insurance defense attorneys should develop a comprehensive checklist for acupuncture fee schedule summary judgment motions. This must include: (1) annexing the complete workers’ compensation fee schedule or relevant portions, (2) submitting an affidavit from a competent witness explaining how the fee schedule applies to the billed services, (3) providing calculations demonstrating that payments equal or exceed scheduled amounts, and (4) if seeking judicial notice, explicitly requesting it in motion papers rather than assuming the court will take notice sua sponte.

Healthcare providers challenging fee schedule reductions should immediately examine whether the carrier properly submitted the fee schedule as evidence. An objection based on lack of evidentiary foundation can defeat an otherwise meritorious summary judgment motion. Providers should also scrutinize whether the submitted fee schedule actually covers the services at issue, as not all acupuncture codes appear in workers’ compensation schedules.

Both sides should recognize that these evidentiary requirements, while technical, serve important procedural fairness purposes. They ensure parties have adequate notice of the evidence against them and opportunity to respond. Courts cannot properly evaluate fee schedule defenses without access to the actual schedules and methodology for their application.

Key Takeaway

The MIA Acupuncture case reinforces a crucial procedural requirement in no-fault litigation: carriers must properly annex relevant fee schedules to their court papers rather than assuming courts will take judicial notice. This evidentiary requirement has become a decisive factor in recent acupuncture billing disputes, with carriers losing otherwise strong summary judgment motions due to procedural oversights.


Legal Update (February 2026): Since this 2012 analysis, New York’s no-fault fee schedules and acupuncture reimbursement regulations have likely undergone multiple revisions, including potential updates to workers’ compensation fee schedule provisions and procedural requirements for summary judgment motions. Practitioners should verify current fee schedule amounts, applicable regulatory frameworks, and recent appellate decisions addressing acupuncture billing disputes before relying on the legal standards discussed in this post.

Legal Context

Why This Matters for Your Case

New York law is among the most complex and nuanced in the country, with distinct procedural rules, substantive doctrines, and court systems that differ significantly from other jurisdictions. The Civil Practice Law and Rules (CPLR) governs every stage of civil litigation, from service of process through trial and appeal. The Appellate Division, Appellate Term, and Court of Appeals create a rich and ever-evolving body of case law that practitioners must follow.

Attorney Jason Tenenbaum has practiced across these areas for over 24 years, writing more than 1,000 appellate briefs and publishing over 2,353 legal articles that attorneys and clients rely on for guidance. The analysis in this article reflects real courtroom experience — from motion practice in Civil Court and Supreme Court to oral arguments before the Appellate Division — and a deep understanding of how New York courts actually apply the law in practice.

About This Topic

Fee Schedule Issues in No-Fault Insurance

The New York no-fault fee schedule establishes the maximum reimbursement rates for medical treatment provided to injured motorists. Disputes over fee schedule calculations, coding, usual and customary charges, and the applicability of workers compensation fee schedules to no-fault claims are common. These articles analyze fee schedule regulations, court decisions on reimbursement disputes, and the practical challenges providers face in obtaining appropriate payment under the no-fault system.

118 published articles in Fee Schedule

Common Questions

Frequently Asked Questions

What is the no-fault fee schedule?

New York's no-fault fee schedule, established by the Workers' Compensation Board and the Department of Financial Services, sets the maximum reimbursement rates that no-fault insurers must pay for medical services. When an insurer pays less than the billed amount, citing the fee schedule as a defense, the provider can challenge the reduction by demonstrating that the fee schedule was improperly applied or that the services are not subject to fee schedule limitations.

Can a medical provider charge more than the fee schedule allows?

Medical providers treating no-fault patients are generally limited to the amounts set by the fee schedule and cannot balance-bill the patient for the difference. However, certain services may not be covered by the fee schedule, and disputes about whether a specific service falls within the fee schedule are common in no-fault litigation. The Department of Financial Services periodically updates the fee schedule rates.

How are fee schedule disputes resolved in no-fault arbitration?

When an insurer partially pays a claim citing the fee schedule, the provider can challenge the reduction through no-fault arbitration. The provider must demonstrate that the service billed is not subject to the fee schedule or that the fee schedule was incorrectly applied. The insurer bears the burden of proving the fee schedule applies and the correct rate was used. Fee schedule disputes often involve coding issues, modifier usage, and applicability of Workers' Compensation rates.

Does the no-fault fee schedule apply to all medical services?

Not all medical services are subject to the no-fault fee schedule. Certain services, supplies, and procedures may fall outside its scope, in which case the provider may bill the usual and customary rate. Disputes about whether a specific service or billing code is covered by the fee schedule are common. The Workers' Compensation Board fee schedule and the Department of Financial Services ground rules guide which services are covered and at what rates.

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Attorney Jason Tenenbaum

About the Author

Jason Tenenbaum, Esq.

Jason Tenenbaum is the founding attorney of the Law Office of Jason Tenenbaum, P.C., headquartered at 326 Walt Whitman Road, Suite C, Huntington Station, New York 11746. With over 24 years of experience since founding the firm in 2002, Jason has written more than 1,000 appeals, handled over 100,000 no-fault insurance cases, and recovered over $100 million for clients across Long Island, Nassau County, Suffolk County, Queens, Brooklyn, Manhattan, the Bronx, and Staten Island. He is one of the few attorneys in the state who both writes his own appellate briefs and tries his own cases.

Jason is admitted to practice in New York, New Jersey, Florida, Texas, Georgia, and Michigan state courts, as well as multiple federal courts. His 2,353+ published legal articles analyzing New York case law, procedural developments, and litigation strategy make him one of the most prolific legal commentators in the state. He earned his Juris Doctor from Syracuse University College of Law.

24+ years in practice 1,000+ appeals written 100K+ no-fault cases $100M+ recovered

Disclaimer: This article is published by the Law Office of Jason Tenenbaum, P.C. for informational and educational purposes only. It does not constitute legal advice, and no attorney-client relationship is formed by reading this content. The legal principles discussed may not apply to your specific situation, and the law may have changed since this article was last updated.

New York law varies by jurisdiction — court decisions in one Appellate Division department may not be followed in another, and local court rules in Nassau County Supreme Court differ from those in Suffolk County Supreme Court, Kings County Civil Court, or Queens County Supreme Court. The Appellate Division, Second Department (which covers Long Island, Brooklyn, Queens, and Staten Island) and the Appellate Term (which hears appeals from lower courts) each have distinct procedural requirements and precedents that affect litigation strategy.

If you need legal help with a fee schedule matter, contact our office at (516) 750-0595 for a free consultation. We serve clients throughout Long Island (Huntington, Babylon, Islip, Brookhaven, Smithtown, Riverhead, Southampton, East Hampton), Nassau County (Hempstead, Garden City, Mineola, Great Neck, Manhasset, Freeport, Long Beach, Rockville Centre, Valley Stream, Westbury, Hicksville, Massapequa), Suffolk County (Hauppauge, Deer Park, Bay Shore, Central Islip, Patchogue, Brentwood), Queens, Brooklyn, Manhattan, the Bronx, Staten Island, and Westchester County. Prior results do not guarantee a similar outcome.

Filed under: Fee Schedule
Jason Tenenbaum, Personal Injury Attorney serving Long Island, Nassau County and Suffolk County

About the Author

Jason Tenenbaum

Jason Tenenbaum is a personal injury attorney serving Long Island, Nassau & Suffolk Counties, and New York City. Admitted to practice in NY, NJ, FL, TX, GA, MI, and Federal courts, Jason is one of the few attorneys who writes his own appeals and tries his own cases. Since 2002, he has authored over 2,353 articles on no-fault insurance law, personal injury, and employment law — a resource other attorneys rely on to stay current on New York appellate decisions.

Education
Syracuse University College of Law
Experience
24+ Years
Articles
2,353+ Published
Licensed In
7 States + Federal

Legal Resources

Understanding New York Fee Schedule Law

New York has a unique legal landscape that affects how fee schedule cases are litigated and resolved. The state's court system includes the Civil Court (for claims up to $25,000), the Supreme Court (the primary trial court for unlimited jurisdiction), the Appellate Term (which hears appeals from lower courts), the Appellate Division (divided into four Departments, with the Second Department covering Long Island, Brooklyn, Queens, Staten Island, and several upstate counties), and the Court of Appeals (the state's highest court). Each court has its own procedural requirements, local rules, and case-assignment practices that can significantly impact the outcome of your case.

For fee schedule matters on Long Island, cases are typically filed in Nassau County Supreme Court (at the courthouse in Mineola) or Suffolk County Supreme Court (in Riverhead). No-fault arbitrations are heard through the American Arbitration Association, which assigns arbitrators throughout the metropolitan area. Workers' compensation claims go to the Workers' Compensation Board, with hearings at district offices across the state. Understanding which forum is appropriate for your case — and the specific procedural rules that apply — is essential for a successful outcome.

The procedural landscape in New York also includes important timing requirements that can affect your case. Most civil actions are subject to statutes of limitations ranging from one year (for intentional torts and claims against municipalities) to six years (for contract actions). Personal injury cases generally have a three-year deadline under CPLR 214(5), while medical malpractice claims must be filed within two and a half years under CPLR 214-a. No-fault insurance claims have their own regulatory deadlines, including 30-day filing requirements for applications and 45-day deadlines for provider claims. Understanding and complying with these deadlines is critical — missing a filing deadline can permanently bar your claim, regardless of how strong your case may be on the merits.

Attorney Jason Tenenbaum regularly practices in all of these venues. His office at 326 Walt Whitman Road, Suite C, Huntington Station, NY 11746, is centrally located on Long Island, providing convenient access to courts and offices throughout Nassau County, Suffolk County, and New York City. Whether you need representation in a no-fault arbitration, a personal injury trial, an employment discrimination hearing, or an appeal to the Appellate Division, the Law Office of Jason Tenenbaum, P.C. brings $24+ years of real courtroom experience to your case. If you have questions about the legal issues discussed in this article, call (516) 750-0595 for a free, no-obligation consultation.

New York's substantive law also presents distinct challenges. In motor vehicle cases, the no-fault system under Insurance Law Article 51 provides first-party benefits regardless of fault, but limits the right to sue for non-economic damages unless the plaintiff establishes a "serious injury" under one of nine statutory categories. This threshold — codified at Insurance Law Section 5102(d) — requires medical evidence showing more than a minor or subjective injury, and courts have developed detailed standards for each category. Fractures must be documented through imaging studies. Claims of permanent consequential limitation or significant limitation of use require quantified range-of-motion testing with comparison to norms. The 90/180-day category demands proof that the plaintiff was unable to perform substantially all of their usual daily activities for at least 90 of the 180 days following the accident.

In employment discrimination cases, the legal standards vary depending on whether the claim arises under state or local law. The New York State Human Rights Law employs a burden-shifting framework: the plaintiff must first establish a prima facie case by showing membership in a protected class, qualification for the position, an adverse employment action, and circumstances giving rise to an inference of discrimination. The burden then shifts to the employer to articulate a legitimate, non-discriminatory reason for its decision. If the employer meets this burden, the plaintiff must demonstrate that the stated reason is pretextual. The New York City Human Rights Law, by contrast, applies a broader standard, asking whether the plaintiff was treated less well than other employees because of a protected characteristic.

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