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Fraudulent procurement of insurance has serious consequencesOctober 20, 2018

JEFFREY E. SCHOLES VS. STEPHEN M. HAUSMANN, ET AL, A-0980-17T3 (N. J. App. Div. 2018)

“Since plaintiff primarily garaged his vehicle in New Jersey, he was required to maintain automobile liability insurance coverage under provisions approved by the Commissioner, including mandatory medical expense benefits coverage of $15,000 per person. As noted by the judge, “the Deemer Statute cannot save the [p]laintiff’s failure to obtain an insurance policy approved by the State of New Jersey.” Plaintiff had a Florida insurance policy that the Commissioner did not approve, and the policy did not provide medical expense benefits coverage of $15,000 per person. Consequently, N.J.S.A. 39:6A-4.5(a) bars plaintiff’s cause of action for recovery of economic and non-economic
damages sustained as a result of the accident”

I wish we had this statute in New York.

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